Marine insurance providers often mandate surveys to assess risk and determine accurate coverage terms. A standard Condition & Value (C&V) report verifies the vessel’s market worth and operational soundness, while damage surveys document incident-related issues for claims. Insurers also check compliance with safety regulations, such as proper fire suppression systems or navigation lighting. Without an up-to-date survey, you might face denied claims or undervalued payouts. Proactive owners schedule regular inspections to maintain coverage and avoid disputes.
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